United States You think you will purchase something and pay it off early. They have now destroyed my credit and they need to be held responsible for their actions. We're glad to hear you were able to receive your contract easily and make the purchase you were hoping. . INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR FINANCING PRODUCT INQUIRY. Terms of Service can be found Now I can relax a little and have a better work/life balance which I really appreciate. No where in the email does it say who I need to pay and I am very concerned if I pay ******** financial services then Credova will come after me for there balance. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. Very confused right now I love this company I have purchased 2 off them back to back my wife has used them twice back to back never a missed payment always payoff early I just paid off my account the other day it shows completed so I went applied for new credit excited to get a new addition to my collection only to be denied and I cant imagine why? We hope you'll be back for a fourth! I will never use again Im paying double what my item was because they failed to inform my total tell the end of purchase and now Im giving them free money at this point and will never use again. Rainier Arms on Facebook Daily 6AM . We're glad to hear you were able to receive your contract easily and make the purchase you were hoping. Have a great day. We use dedicated people and clever technology to safeguard our platform. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Rainier Arms on Google Thankfully I paid attention before agreeing to the contract. Highly recommended!, Good so far had some hang ups with the software from my and called they walked me through the whole process and it lets me keep a lot of money in my pockets while I have the gunAWSOME SAUCE!!! Thank you for writing the team. I was able to get my item processed in minutes. Needed assistance switching merchants upon completion of first purchase attempt; item was not exactly what I needed from first merchant. Thanks to Credova and their partner Alabama Credit Union I don't have to wait. Read Customer Service Reviews of credova.com | 4 of 27 - Trustpilot. Keep in mind, not all offers include the 90 day interst free option. 515 W Aspen St Ste 200C. Hi Roland, thank you for taking the time to leave a review. Have an awesome week! Great service will be back for a 3rd. Keep in mind that you may quickly take care of a number of routine account updates, such as paying your bill and checking your balance through CREDO Mobile's helpful short codes or by simply signing into CREDO Mobile member services. If Credova was more like Affirm for example (where I have had numerous of purchases and pay on time AND have spent over $5000 in the past year) this Company would be a 5+ star rated place to go to, and would profit way more. Called to see what that was about, and they informed me that I did not call back and confirm I was paying it off even though I told them I was, and they heard me ask for the payoff and saw it post the same day. I borrowed 700.00 and I paid 1,400 back.Yeah seems fair. Hi Vanessa,Thank you for writing us. Whether you are using a RISC or closed-end consumer lease, you can payoff your balance at anytime and there are never any prepayment penalties! So I paid off early (within 2 months) hoping to save some money and use them again. We love knowing our customers are in great hands with our support team. I would highly recommend Credova., Easy approval with financing or lease options. 2023 Trustpilot A/S. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. -Team Credova, Was excited to do a 90 day interest free loan only to discover there is a $10 surcharge for any unscheduled payment. We weren't able to locate your account on our side. If you ever have any concerns about our service, please don't hesitate to reach out to our support team at 833-273-3682 or via email at info@credova.com and a customer support agent will be happy to help.-Team Credova, What an easy smooth transaction ! . Credova Financial is a consumer financing platform that integrates directly into the online checkout process providing customers multiple financing options with a single application. Please let us know if you have any other questions or concerns. Your fee to pay online is ridiculous. Didnt realize I was doing a lease as the gun shop BudsGunShop.com advertised as many do as financing. I had to change the seller several times because the item I wanted would sell out so fast. Daily 6AM to 6PM PST 833-273-3682 info@credova.com Send Us a Message Application id Online applications onnly require basic information and you can revieve an approval in seconds. I have used Credova multiple times. -Team Credova, Dislike..charge you extra to make an Additional payments.. also can only Have one loan at a time ..ive tried to Add another purchase to loan even with very Good credit..wouldnt let me, Hi Chris, Thank you for taking the time to share your feedback. This would make my purchase price more than double. Terms and conditions dependent upon the applicants credit profile. Feel free to reach us by phone at 833-273-3682 or via email at info@credova.com. October Thursday, 13th around 5:00 A:M I applied for a financing option with this company I got pre approved then I got approved for the 404$ balance then when I entered my bank details it stated that my info didnt match when it does, in an attempt to contact the company to get this application fixed no one answers and no one responded to my email, this also hits my credit score for a hard inquiry and I didnt even get the financing I was promised. Hi Amy, We're so glad you chose Credova as your buy now, pay later provider. Also, with Buds, you get the cash discount price when you use Credova financing. I'll continue doing business with Credova as long as they're willing to keep providing these unique opportunities., Great customer service. Do you mind reaching out to our team via email at info@credova.com so we can best assist you and look into this further to ensure its been resolved? Welcome to Credova Enter your phone number. I would recommend them to everyone. Stay away!! For all those reading this, Credova is a predatory loan company that should not and cannot be trusted. I know nothing about guns, gun laws, or gun safety, but it's my right to buy one so I'm going for it. This means, you will have to pay any and all incurred interest. Its awesome to have a company help with a purchase of a fire arm or ammo that you may need or see on sale! JavaScript seems to be disabled in your browser. Update they contacted me I called them and I was eligible for a different payment option and they are crediting me back a few hundred. Buds gun shop clearly shows all 4 guns I have bought are paid 100% in full via my bank account. You now owe them $525 for a 5 week loan on $900. It goes against our guidelines to offer incentives for reviews. This is actually a Zero star review. We do see you were able to speak with Monterey regarding your payments, however, we are always open to feedback and would like to learn more about your experience. I did contact your customer service team. Helps me keep my wife from being angry of buying new tools! Financing Redefined! Mobile Phone Number. If you have any additional questions please reach out to Monterey Financial at 877-399-6374 or by email at customerservice@montereyfinancial.com they are our billing agency and can assist you further with any questions regarding fees or payment options. this is the 3rd time I've used Credova and the quality of service is exceptional!! All Rights Reserved. We appreciate any and all feedback! At checkout when told to check on Credova payment method, I could not Make Payment- it took me to a new request to apply for loan, which was refused as I already have an approved loan. Thank you, Credova., Fast approval, easy to understand terms and conditions, and easily accessed on the retailer's site when checking out! purchase process thanks to the Credova platform and integrated API solution. Absolutely waste of money ! It feels good to know the process was seamless and straightforward for you, and we plan to keep it that way! Read about their experiences and 535 Average. With Credova's easy to use buy now, pay later payment The 3rd payment they only took the minimum amount due and charged me the interest for the entire purchase. . Thanks for taking the time to review us, it sure means a lot. Easy and hassle free!, Was able to make a purchase using their services. Thank you for being a Credova Customer. The actual loan company service was very good. We're excited for whatever adventure you choose next! The platform is providing buy now, pay later solutions to merchants with both brick-and-mortar retail locations and an integrated API eCommerce solution. I also called Credova and they wanted to transfer me back to Monterey with an "oh I'm sorry, we don't take payments here". WILL NEVER DO ANY BUSINESS WITH MONTEREY FINANCIAL AGAIN. Hi there,Thank you for taking the time to write this thoughtful review. I would recommend them to everyone. We'd be happy to answer any questions or concerns you might have! Its just not worth it, $520 now for $1,129. We'd love to talk through any concerns you have using our service. Okstill not a big deal. It goes against our guidelines to offer incentives for reviews. If you'd like to talk to a member of our support team please give us a call at 833-273-3682 or send us an email at info@credova.com and we'd be happy to support you further! Subscribe. I called to make my early payoff option and the customer service representative I talked to was very nice and polite as she told me I owed $1500 to this . There are two ways of making payments without the processing fees, either by ACH and by mailing your payment. Every time I call credova hangs up on me saying they can't hear me, this is of course after they collect info to see this fraudulent account. Very easy process. Thanks to Credova and their partner Alabama Credit Union I don't have to wait. Most of the desirable firearms are pretty expensive and though I have cash available I dont like to spend it so its a nice option to use the credit. If you have any additional questions please do not hesitate to reach out to our team at 833-273-3682 or via email at info@credova.com. There is a for a financial advantage in this collection. We'd love to talk through any concerns you have using our service. I encountered Credova by shopping on Guns.com. 2023 Trustpilot, Inc. All rights reserved. Sign up for our newsletter now for product updates and specials. Though I have always paid off the loan ahead of schedule as it just makes financial sense to me. Youi can also email support at info@credova.com or visit Credova website at www.credova.com and select the Chat feature from the homepage. This is not how to do business CREDOVA I hope you get ahold of me because Im not paying tell I get some answers. For the best experience on our site, be sure to turn on Javascript in your browser. Just putting the info out there for others who are thinking about financing with crediva. They charged me $10 on a $200 payment. 31 W Downer Pl, Suite 405 Aurora, IL 60506 . Here are 8 tips for writing great reviews. Credove is partnered with a network of financing options that offer retail installment sales contracts (RISCs) and/or cosed-end consumer lease agerements. Don't buy firearms from any major sites using Credova, they are crooked. I would recommend this site to anyone. LearnMore. Proceed with caution. It's easy to apply and easy to make your purchase. We look forward to you choosing Credova as your buy now, pay later provider in the future. Using it as a credit builder but that seems incredibly excessive, and that final price was hidden from me at the time I signed my contract. My collection is getting heirloom quality and someday my children will appreciate it. Average of 428 Customer Reviews. First experience was great. We did reach back out to you per your request to try and assist you further, if you still have questions about your account please give us a call at 833-273-3682 or email us at info@credova.com. Credova puts the purchasing power in your hands with monthly payments instead of paying for the entire purchase upfront. This is painful and very unprofessional. 2023 Trustpilot, Inc. All rights reserved. STEP 1 Fill your cart Shop your favorite stores and then select Credova at checkout. We also ensure all reviews are published without moderation. No complaints at all., This is the fourth time I have used Credova and I will continue too!! Do you mind reaching out to our support team via email at info@credova.com and referencing this review? I did contact your customer service team. -Team Credova JoeNathan Ornelas 1 review US Apr 20, 2023 I will never use again I'm paying Thanks for being such a great customer, we're grateful to have you as a part of our Credova family! See you again soon! We truly appreciate it. Awesome deal and will certainly use again. NopeI didn't read the fine print. Credova Financial is a consumer financing platform that integrates directly into the online checkout process providing customers multiple financing options with a single application. If you care about your credit DO NOT ever use Credova. Got of the phone and paid 294 to pay off the contract only to discover they were still charging me last month $69.82 the last two months. The set up and approval was easy. Thanks again, Credova gave me an opportunity to own products that I would not have been able to afford if I had to pay for them outright in full. You can also visit www.credova.com and select the Apply Now button in the top right corner. Hi Raymond, we understand your concerns when it comes to financing online. Credova was established in 2018. Its awesome to have a company help with a purchase of a fire arm or ammo that you may need or see on sale! Rainier Arms on Instagram Paul, thanks for choosing as your buy now, pay later option for all of your adventures. THANKS for the acceptance. Thank you!-Team Credova, I had a little problem with viewing my contract and signing it so I called costumer service for help not believing much would get done but to my surprise they walk me through it and it was extremely helpful once I complete this contract I will do it again thank you, This review made our day! Stay away!! Easy to use and get approved.. Our support team would be happy to answer any questions you might have regarding your previous order. Hi Vanessa,Thank you for writing us. Every purchase has been smooth and quick. They are now claiming I owe them $507 and will start auto debiting my account the payments I WOULD have had if I made the purchase through them. I feel like this is unfair and a predatory lending practice, I agreeed on a $377.80 lease through Credova for buds gun shop on the purchase of a handgun on 11/25/2022 with the agreement 30 day buyout interest free today is 12/1/2022 and now they claim ********* financial purchased my lease and now I have my buyout amount is $793.00. VERY DECEPTIVE COMPANY. Needed assistance switching merchants upon completion of first purchase attempt; item was not exactly what I needed from first merchant. Ready, set, go! It has been two months since they have been notified of this and still their collections debt is on my credit report. It took no time at all and gives you reasonable payments and plenty of time for spreading the repayment out, Hi Archbishop Patrick, We truly appreciate the feedback and we thank you for thinking of us to meet your purchase needs!-Team Credova.
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